Medical aid schemes and health insurance help us pre-fund unexpected and routine health care, which may otherwise be unaffordable.

The challenge is to find which product suits your needs and pocket, understand the differences between medical aid and health insurance, and make an informed choice.

We provide you with Needs Analysis, comparisons and annual reviews to compare “apples with apples”. We help you choose, implement and support your health care funding today, and tomorrow.

Service – getting the benefits you pay for

Medical aid and health insurances are complex with seemingly many “managed care” tricks up their sleeves. Our support team offer you on-going help should you require it, with:

• Benefits – savings, networks or block benefits for doctors, medicine, glasses, dental care
• Chronic medicines and treatment plans
• Hospital admissions
• Claims
• Family - adding and removing spouses, partners, children

“Free” services included in your premiums

This on-going support, is made possible by a commission built into open scheme contributions, whether you use an intermediary or not.

Commission is built into open medical scheme contributions, equal to 3% of premiums capped at an annual limit determined by the regulatory Council for Medical Schemes. (2026| R125.86 pm plus VAT).

High Touch service fees

Some companies, clients prefer a higher level of support that requires more than an hour’s time per year - an additional fee, and even service team, is available by Service Level Agreement on request.